Looking for a personal loan in Singapore? Whether you’re planning a renovation, consolidating debt, funding a major purchase or simply need some extra cash, there are several attractive promotions available this August.
Through SingSaver, eligible applicants can currently receive rewards of up to S$2,000 cash, depending on the bank and approved loan amount.
The current promotions featured below are valid until 31 August 2026.
🥇 1. CIMB Personal Loan – Highest Cash Reward
Promotion Period: 3 – 31 August 2026
CIMB currently offers the highest cash reward among the personal loan promotions we compared, with applicants receiving up to S$2,000 cash via PayNow.
Another major advantage is that applicants only need to take up a minimum loan tenure of 12 months to qualify.
Eligibility
- Minimum approved loan: S$8,000
- Minimum loan tenure: 12 months
- Promotion ends: 31 August 2026
Cashback Rewards
| Approved Loan Amount | Cash via PayNow |
|---|---|
| S$8,000 – S$9,999 | S$100 |
| S$10,000 – S$14,999 | S$200 |
| S$15,000 – S$19,999 | S$300 |
| S$20,000 – S$29,999 | S$550 |
| S$30,000 – S$49,999 | S$700 |
| S$50,000 – S$79,999 | S$1,000 |
| S$80,000 – S$119,999 | S$1,500 |
| S$120,000+ | S$2,000 |
👉 Apply for CIMB Personal Loan via SingSaver
🥇 2. UOB Personal Loan – Best Combination of Reward and Loan Tenure
Promotion Period: 10 – 31 August 2026
UOB Personal Loan remains one of the more attractive options, particularly for borrowers who do not want to commit to a long loan tenure.
Applicants only need a minimum tenure of 12 months and can receive up to S$1,800 cash via PayNow or S$1,900 in Grab vouchers.
Eligibility
- Minimum approved loan: S$8,000
- Minimum loan tenure: 12 months
- Promotion ends: 31 August 2026
Rewards
| Approved Loan Amount | Cash via PayNow | Grab Vouchers |
| S$8,000 – S$9,999 | S$120 | S$130 |
| S$10,000 – S$14,999 | S$180 | S$190 |
| S$15,000 – S$19,999 | S$300 | S$320 |
| S$20,000 – S$29,999 | S$450 | S$490 |
| S$30,000 – S$49,999 | S$650 | S$700 |
| S$50,000 – S$79,999 | S$900 | S$980 |
| S$80,000 – S$119,999 | S$1,400 | S$1,500 |
| S$120,000+ | S$1,800 | S$1,900 |
Applicants who prefer a straightforward cash reward can choose PayNow, while those who regularly use Grab may get slightly more value by selecting Grab vouchers instead.
👉 Click here to Apply for UOB Personal Loan
🥉 3. Standard Chartered CashOne Personal Loan
Promotion Period: 10 – 31 August 2026
Standard Chartered CashOne offers rewards of up to S$1,800 cash via PayNow or S$1,900 in Grab vouchers.
Its rewards are actually slightly higher than UOB’s at several of the middle loan tiers. However, applicants need to take up a minimum loan tenure of 36 months, which is considerably longer than UOB and CIMB.
Eligibility
- Minimum approved loan: S$8,000
- Minimum loan tenure: 36 months
- Promotion ends: 31 August 2026
Rewards
| Approved Loan Amount | Cash via PayNow | Grab Vouchers |
| S$8,000 – S$9,999 | S$120 | S$130 |
| S$10,000 – S$14,999 | S$200 | S$210 |
| S$15,000 – S$19,999 | S$300 | S$320 |
| S$20,000 – S$29,999 | S$500 | S$540 |
| S$30,000 – S$49,999 | S$700 | S$760 |
| S$50,000 – S$79,999 | S$900 | S$980 |
| S$80,000 – S$119,999 | S$1,400 | S$1,500 |
| S$120,000+ | S$1,800 | S$1,900 |
👉 Click here to Apply for Standard Chartered CashOne Loan
Also Worth Considering: Trust Bank Instant Loan
Trust Bank Instant Loan offers lower maximum cashback than the three options above, but it has one major advantage: a remarkably short minimum loan tenure of just 3 months.
Promotion Period: 10 – 31 August 2026
Eligibility
- Minimum loan tenure: 3 months
- Different rewards for new-to-bank and existing Trust Bank customers
- Promotion ends: 31 August 2026
Cashback Rewards
| Approved Loan Amount | New-to-Bank | Existing-to-Bank |
| S$8,000 – S$9,999 | S$100 | S$80 |
| S$10,000 – S$14,999 | S$180 | S$160 |
| S$15,000 – S$19,999 | S$300 | S$280 |
| S$20,000 – S$29,999 | S$400 | S$380 |
| S$30,000 – S$49,999 | S$600 | S$500 |
| S$50,000 – S$79,999 | S$810 | S$790 |
| S$80,000 – S$119,999 | S$1,250 | S$1,200 |
| S$120,000+ | S$1,750 | S$1,730 |
While the cashback is lower, borrowers who prefer a shorter loan commitment may find Trust Bank particularly attractive.
👉 Click here to Apply for Trust Bank Instant Loan
Which Personal Loan Should You Choose?
Our ranking of the current promotions:
🥇 CIMB Personal Loan – Best for those looking for the highest cash reward, with up to S$2,000 cash via PayNow and a relatively flexible minimum tenure of 12 months. – Apply here
🥈 UOB Personal Loan – Best all-round alternative, offering up to S$1,800 cash or S$1,900 in Grab vouchers, while requiring only a 12-month minimum loan tenure – Apply here
🥉 Standard Chartered CashOne – Offers slightly better rewards than UOB at some loan amounts and up to S$1,900 in Grab vouchers, although borrowers must commit to a minimum tenure of 36 months – Apply here
Trust Bank Instant Loan is also worth considering if loan tenure flexibility is particularly important. Its minimum tenure is just 3 months, although its maximum cashback is lower at S$1,750 for new-to-bank customers – Apply here
All four promotions are currently scheduled to end on 31 August 2026, so eligible borrowers who intend to apply should take note of the deadline.
Final Thoughts
With the additional Flash Deal ending on 2 August 2026, borrowers can stack extra cash bonuses on top of the banks’ promotional rewards. If you’re already planning to take a personal loan, applying before the promotion ends could put hundreds of dollars back into your pocket.
How do I claim my rewards? (Complete this step after signing up)
Complete the Rewards Redemption Form sent to your registered email address within the first 14 days of application.
Rewards Redemption Forms are unique to each individual application. If you do not receive the Rewards Redemption Form immediately after submitting your application, please visit SingSaver’s Help Centre or connect with their 24/7 AI chatbot for assistance.
Disclaimer: Loan approval and final approved amount is subject to each financial institution’s assessment and eligibility criteria. Borrow responsibly and only take on a loan if you are confident you can meet the repayment obligations. The promotions and cashback offers featured in this article are provided by SingSaver and are subject to change without prior notice. Eligibility, reward fulfillment, and promotional terms are governed by SingSaver and the participating financial institutions. Please refer to the respective application pages for the latest terms and conditions. This article contains affiliate links. If you buy something through our recommendations, we may earn a commission, which helps support our work.
📜Rewards Terms and Conditions [Read Here]
