Looking for a personal loan in Singapore? Whether you’re planning a renovation, consolidating debt, funding a major purchase or simply need extra cash, now is one of the best times to apply.
Several banks are currently offering attractive cash rewards for both new and existing customers through SingSaver’s Flash Deal.
🔥 Limited-Time Flash Deal (Ends 2 August 2026)
Eligible applicants can receive an extra cash bonus:
| Approved Loan Amount | Extra Cash Bonus |
|---|---|
| S$10,000 – S$14,999 | S$50 |
| S$15,000 – S$19,999 | S$100 |
| S$20,000 – S$29,999 | S$200 |
| S$30,000 – S$49,999 | S$300 |
| S$50,000+ (Trust Bank Instant Loan) | S$500 |
| S$50,000+ (UOB & Standard Chartered) | S$600 |
Promotion ends: 2 August 2026
🥇 1. UOB Personal Loan (Best Overall)
Promotion Period: 15 July – 2 August 2026
If you’re looking for the strongest overall promotion, UOB Personal Loan currently offers one of the most rewarding cashback campaigns, with rewards available to both new and existing customers.
Eligibility
- Minimum approved loan: S$8,000
- Minimum loan tenure: 12 months
- Applicable to both new and existing UOB customers
Cashback Rewards
| Approved Loan Amount | Cashback |
|---|---|
| S$8,000 – S$9,999 | S$120 |
| S$10,000 – S$14,999 | S$230 |
| S$15,000 – S$19,999 | S$430 |
| S$20,000 – S$29,999 | S$600 |
| S$30,000 – S$49,999 | S$800 |
| S$50,000 – S$79,999 | S$1,000 |
| S$80,000 – S$119,999 | S$1,400 |
| S$120,000+ | S$1,800 |
👉 Click here to Apply for UOB Personal Loan
🥈 2. Trust Bank Instant Loan
Promotion Period: 16 July – 2 August 2026
Trust Bank offers generous rewards for both new and existing customers, with slightly higher cashback for new applicants.
Eligibility
- Minimum approved loan: S$8,000
- Minimum tenure: 3 years
- Open to new and existing Trust customers
Cashback Rewards
| Approved Loan Amount | New Customer | Existing Customer |
|---|---|---|
| S$8,000 – S$9,999 | S$100 | S$80 |
| S$10,000 – S$14,999 | S$230 | S$210 |
| S$15,000 – S$19,999 | S$410 | S$370 |
| S$20,000 – S$29,999 | S$600 | S$580 |
| S$30,000 – S$49,999 | S$800 | S$780 |
| S$50,000 – S$79,999 | S$1,000 | S$980 |
| S$80,000 – S$119,999 | S$1,400 | S$1,380 |
| S$120,000+ | S$1,750 | S$1,730 |
👉 Click here to Apply for Trust Bank Instant Loan
🥉 3. Standard Chartered CashOne Personal Loan
Promotion Period: 15 July – 2 August 2026
Standard Chartered CashOne also provides competitive cashback for both new and existing customers.
Eligibility
- Minimum approved loan: S$8,000
- Minimum tenure: 36 months
- Applicable to new and existing customers
Cashback Rewards
| Approved Loan Amount | Cashback |
|---|---|
| S$8,000 – S$9,999 | S$120 |
| S$10,000 – S$14,999 | S$230 |
| S$15,000 – S$19,999 | S$410 |
| S$20,000 – S$29,999 | S$600 |
| S$30,000 – S$49,999 | S$800 |
| S$50,000 – S$79,999 | S$1,000 |
| S$80,000 – S$119,999 | S$1,400 |
| S$120,000+ | S$1,800 |
👉 Click here to Apply for Standard Chartered CashOne Loan
Which Personal Loan Should You Choose?
Our ranking of the current promotions:
🥇 UOB Personal Loan – Best overall balance of cashback, flexible minimum tenure (12 months), and rewards up to S$1,800 – Apply here
🥈 Trust Bank Instant Loan – Excellent option for both new and existing customers, especially if you’re already a Trust Bank user – Apply here
🥉 Standard Chartered CashOne – Competitive cashback across all loan tiers, although the required minimum tenure of 36 months may not suit everyone – Apply here
Final Thoughts
With the additional Flash Deal ending on 2 August 2026, borrowers can stack extra cash bonuses on top of the banks’ promotional rewards. If you’re already planning to take a personal loan, applying before the promotion ends could put hundreds of dollars back into your pocket.
How do I claim my rewards? (Important step after signing up)
Complete the Rewards Redemption Form sent to your registered email address within the first 14 days of application.
Rewards Redemption Forms are unique to each individual application. If you do not receive the Rewards Redemption Form immediately after submitting your application, please visit SingSaver’s Help Centre or connect with their 24/7 AI chatbot for assistance.
Disclaimer: Loan approval and final approved amount is subject to each financial institution’s assessment and eligibility criteria. Borrow responsibly and only take on a loan if you are confident you can meet the repayment obligations. The promotions and cashback offers featured in this article are provided by SingSaver and are subject to change without prior notice. Eligibility, reward fulfillment, and promotional terms are governed by SingSaver and the participating financial institutions. Please refer to the respective application pages for the latest terms and conditions. This article contains affiliate links. If you buy something through our recommendations, we may earn a commission, which helps support our work.
📜Rewards Terms and Conditions [Read Here]
